Mortgage Loan Simulator

1.Home price

Home value

2.Down payment

Down payment (%)

0%80%

Opening fee (%)

0%5%

3.Rate and term

Annual rate (%)

0%25%

Term (years)

1 years40 years

Monthly insurance (MXN)

Add the monthly insurance quoted by your bank to refine the estimated payment.

Indicative simulation. Final offer depends on the institution and your profile.

How to compare mortgage options clearly

Frequently asked questions

Does the estimated payment include every loan cost?

It includes principal, interest, and the monthly insurance you enter. Fees, appraisal, notary costs, and other upfront charges are shown separately or must be confirmed in the lender's quote.

What is the difference between the interest rate and CAT?

The rate determines financing interest. CAT also combines fees, insurance, and other costs to compare offers; enter the annual interest rate in this calculator.

Is a larger down payment always the best choice?

A larger down payment reduces the financed amount and usually lowers interest, but it is wise to preserve cash for closing costs, improvements, and an emergency reserve.